To assist in the completion of your mortgage application, please be prepared to bring in:
- Past two (2) years W-2 statements
- Pay stubs covering the last 30 days
- Three (3) most recent monthly bank statements
- Most recent transaction summary or summaries of 401K, IRA, or Mutual Fund accounts
- Copies of any stocks or certificates of deposit
- Copy of the purchase and sale agreement
- If you are currently renting, either 12 months canceled rent checks or the name, telephone number, and address of your current landlord
- If divorced, the fully executed divorce decree with child support information (if applicable)
- For a refinance, a copy of the deed and most recent tax bill
- A letter of explanation for any known credit problems
For self-employed borrowers, those employed in sales, paid by commission, or who own rental real estate:
- Two (2) years signed personal tax returns, including all schedules
- If self-employed through a corporation, last two (2) years corporate returns as well as a year-to-date profit and loss statement and balance sheet
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation depending on the lender. Please contact us for a free, no-obligation consultation.
